http://mortgageseminars.com FHA training and resources to help you become an FHA expert Thu, 03 May 2012 20:26:04 +0000 en hourly 1 http://wordpress.org/?v=3.2.1 http://mortgageseminars.com/fha-guidelines-and-documents/fha-streamline-refinances-about-to-make-a-big-comeback http://mortgageseminars.com/fha-guidelines-and-documents/fha-streamline-refinances-about-to-make-a-big-comeback#comments Thu, 03 May 2012 18:00:12 +0000 admin http://mortgageseminars.com/?p=1401 With FHA announcing streamline refinance opportunities with record low MIP for borrowers whose current FHA loan was endorsed prior to June 1, 2009, we can expect to see a big pickup on FHA streamline refinance loans after the June 11th reduced MIP effective date. This gives us a short window...]]> http://mortgageseminars.com/fha-guidelines-and-documents/fha-streamline-refinances-about-to-make-a-big-comeback/feed 0 http://mortgageseminars.com/fha-marketing-tools/help-your-real-estate-agents-look-good http://mortgageseminars.com/fha-marketing-tools/help-your-real-estate-agents-look-good#comments Wed, 02 May 2012 20:13:07 +0000 Jeff Mifsud http://mortgageseminars.com/?p=1415 We have prepared a marketing piece that your real estate agents can use in two ways: 1. As a text email to send to their database notifying them of the FHA Streamline opportunity and 2. As a post for their blog. Real estate agents just like MLOs are always looking...]]> http://mortgageseminars.com/fha-marketing-tools/help-your-real-estate-agents-look-good/feed 0 http://mortgageseminars.com/personal-development/soar-like-an-eagle-develop-the-traits-that-can-make-you-fly-part-iv-giving http://mortgageseminars.com/personal-development/soar-like-an-eagle-develop-the-traits-that-can-make-you-fly-part-iv-giving#comments Wed, 02 May 2012 17:55:14 +0000 admin http://mortgageseminars.com/?p=1398 In a discussion about character, one of my great mentors once said to me, “there are two types of people in this world; givers and takers”, he paused after that, looked into my eyes and continued, saying…”which one do you want to be?” This teaching left a big impression on...]]> http://mortgageseminars.com/personal-development/soar-like-an-eagle-develop-the-traits-that-can-make-you-fly-part-iv-giving/feed 0 http://mortgageseminars.com/fha-guidelines-and-documents/questions-from-fha%e2%80%99s-recent-mortgagee-letters http://mortgageseminars.com/fha-guidelines-and-documents/questions-from-fha%e2%80%99s-recent-mortgagee-letters#comments Tue, 03 Apr 2012 15:31:00 +0000 admin http://mortgageseminars.com/?p=1335 If you’re like me, you like to take FHA Mortgagee Letters and dissect them when they are released, put the content info format that makes most sense to you and completely re-create or break down the information that’s given. Okay, maybe you don’t like doing that:).  I often like to...]]> http://mortgageseminars.com/fha-guidelines-and-documents/questions-from-fha%e2%80%99s-recent-mortgagee-letters/feed 0 http://mortgageseminars.com/fha-marketing-tools/educating-realtors%c2%ae-about-how-fha-appraisals-affect-their-buyers http://mortgageseminars.com/fha-marketing-tools/educating-realtors%c2%ae-about-how-fha-appraisals-affect-their-buyers#comments Sun, 01 Apr 2012 16:17:09 +0000 admin http://mortgageseminars.com/?p=1339 With such a large percentage of buyers using FHA financing and appraisals being such an important aspect of getting sales closed for your real estate agents, it makes sense to educate them on some of the FHA guides that affect their buyers.     Marketing Download FHA Appraisal Policy: How...]]> http://mortgageseminars.com/fha-marketing-tools/educating-realtors%c2%ae-about-how-fha-appraisals-affect-their-buyers/feed 0 http://mortgageseminars.com/personal-development/soar-like-an-eagle-action http://mortgageseminars.com/personal-development/soar-like-an-eagle-action#comments Sun, 01 Apr 2012 15:23:40 +0000 admin http://mortgageseminars.com/?p=1320 Soar Like An Eagle, Part 3 This month we come to part 3, the “A” in the Soar like an EAGLE series. And as you can see, “A” stands for action. Sounds simple enough, right? But consider this: how many times do we fail to implement a plan we were...]]> http://mortgageseminars.com/personal-development/soar-like-an-eagle-action/feed 0 http://mortgageseminars.com/fha-guidelines-and-documents/fha-announces-important-guideline-changes http://mortgageseminars.com/fha-guidelines-and-documents/fha-announces-important-guideline-changes#comments Wed, 07 Mar 2012 22:47:53 +0000 admin http://mortgageseminars.com/?p=1303 Mortgagee Letter 2012-3 announces several key guideline changes on topics of self-employment, disputed credit, outstanding collections and identity of interest definitions. These changes are good from the perspective that they offer much clearer underwriting requirements on several key topics so not as much is left to interpretation or opinion. All...]]> http://mortgageseminars.com/fha-guidelines-and-documents/fha-announces-important-guideline-changes/feed 0 http://mortgageseminars.com/fha-marketing-tools/educating-realtors%c2%ae-about-fha-credit-policy http://mortgageseminars.com/fha-marketing-tools/educating-realtors%c2%ae-about-fha-credit-policy#comments Wed, 07 Mar 2012 20:06:55 +0000 admin http://mortgageseminars.com/?p=1291 In any market there will always be a segment of buyers that have derogatory credit and a recent FHA update on some miscellaneous underwriting changes was the inspiration for the presentation we have created for you. The title of the presentation is: The 5 Things Realtors® Need to Know About...]]> http://mortgageseminars.com/fha-marketing-tools/educating-realtors%c2%ae-about-fha-credit-policy/feed 0 http://mortgageseminars.com/personal-development/soar-like-an-eagle-develop-the-traits-that-can-make-you-fly-part-ii http://mortgageseminars.com/personal-development/soar-like-an-eagle-develop-the-traits-that-can-make-you-fly-part-ii#comments Mon, 05 Mar 2012 19:30:18 +0000 admin http://mortgageseminars.com/?p=1284 In the last article, I addressed the tendency for us humans to avoid pain at all costs – sometimes to our own detriment. I suggested the possibility of redefining the meaning “success” and “failure,” and how that might assist in maintaining self-confidence and internal motivation, and in getting “un-stuck.” This...]]> http://mortgageseminars.com/personal-development/soar-like-an-eagle-develop-the-traits-that-can-make-you-fly-part-ii/feed 0 http://mortgageseminars.com/fha-guidelines-and-documents/updated-total-scorecard-user-guide http://mortgageseminars.com/fha-guidelines-and-documents/updated-total-scorecard-user-guide#comments Fri, 03 Feb 2012 18:00:44 +0000 admin http://mortgageseminars.com/?p=1261 At the end of 2011, HUD finally released a long-awaited current version of the TOTAL Scorecard User Guide. The prior version had not been updated since 2004. FHA requires that all loans be scored through TOTAL except for those transactions involving borrower’s with no traditional credit scores and streamline refinance...]]> http://mortgageseminars.com/fha-guidelines-and-documents/updated-total-scorecard-user-guide/feed 0